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These Are The Best And Worst Prepaid Cards Out There

作者: Zachry Floro
   
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Often marketed to underbanked consumers, prepaid credit and debit cards haven't been as thoroughly regulated as other traditional financial products.

That's left much of the market free to riddle their cards with fees upon fees, but a new report by CardHub.com shows there are some diamonds in the rough.

"The prepaid card industry is difficult to navigate for two reasons: Most consumers are new to it and there are a multitude of different fees that prepaid card issuers have been known to charge," says Odysseas Papadimitriou, founder and CEO of CardHub.

After poring over a slew of prepaid cards, CardHub ranked the best and the worst of the bunch based on fees and usability.

The Suze Orman Prepaid Card and the Chase Liquid Card were distinguished as a couple of the best cards based on their usability and fee schedule. On the other hand, the AccountNow Visa Classic and the Original Rush Card were found to be some of the worst options––AccountNow charges a $1 surcharge on every purchase, and the Rush Card pops users with a $10 monthly fee. Both charge $2.50 for using an ATM.

Check out the full list here. Before you snap one up for yourself, here's how to know when you've found the right prepaid card for your needs:

Know how you'll use it: By figuring out your exact needs for a prepaid card, you'll have a better chance at finding the right fit for you. For example, for a checking account replacement, you'll want minimal fees for ATM transactions and the ability to direct deposit your checks into your account as well as pay bills online.

Steer clear of fees: Prepaid debit cards are known for their fees, which include ATM withdrawals and reloading charges. Nobody likes to read a Disclosure form or a fee schedule, especially since banks have a tendency to be a little wordy with them. However, if you don't spend the time to go through them you are bound to get hit with an unexpected fee later on.

DON'T MISS: These are the most badass credit cards out there >

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课本信息
作者: Zachry Floro
发布者: yibei
 
创建时间: 2012-06-27
更新时间: 2013-08-22
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2
 
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课本条目: 0个
 
发布状态: 已发布
访问权限: 公开
 
书集: Business Insider
分类: 英文RSS精选
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